The best shopping loyalty programs that actually offer you something

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TAMPA, Fla. (WFLA) — With the holiday season fast approaching we all know our wallets can quickly thin out, which is why News Channel 8 looked into which loyalty programs have the best rewards.

Justin Cuplar is a savings expert at The Penny Hoarder. Cuplar says when picking a loyalty program, make sure what you are getting is worth it and always read the fine print.

“Legit loyalty programs will actually offer you something. You see a lot of them that say, ‘Yeah, sign up for this, but there is actually no goodness to it. There is nothing for a customer. They may offer a 1 percent back and that’s really not worth it to the customer,” said Cuplar.

Cuplar put together a list of his top loyalty programs:

Shop Your Way Rewards

The benefits:

  • Free
  • Get points back for every dollar you spend at Sears or Kmart.
  • Sometimes the points back are 50-100 percent
  • Online deals

Kohls “Yes2You” Rewards

The benefits:

  • Free
  • Simple
  • $5 for every $100
  • Birthday Bonus

Target Red Card

The benefits:

  • Free
  • It is a Credit Card but you can link it to your bank account so it works like a debit card
  • 5 percent credit for every dollar
  • Free shipping

Petco Pals

The benefits:

  • Free
  • $5 for $100 you spend
  • Members only discount
  • Free birthday treat for your pets


The benefits:

  • Partners with 13 different retailers
  • $1 per $100 spent
  • You can use points at any of the partnering businesses

For online shoppers Cuplar says Amazon Prime has good deals and bonus for being a member.

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